Private enterprises
in the country often need collateral to access finance to promote their
operations and these businesses should be able to use their lands as collateral.
But there are challenges with rights of property owners in the country.
According
to GGA-West Africa, security of property rights, protected by the rule of law,
provides the foundation for both economic freedom and the efficient operations
of markets.
The organization
has observed that “most individuals and corporations have fallen victims to the
weak laws and institutions which are mandated to protect them and their
properties”.
GGA-West
Africa Centre organized a workshop to openly discuss the rights of a land
owner, vis-à-vis the responsibilities of the custodians for the various
stakeholders on the theme: ‘The rights of a property owner, challenges of
owning a piece of land in Kumasi.’
Chief Executive
Officer of GGA-West Africa, Tina Asante-Apeatu, has expressed satisfaction in outcomes
of the Kumasi meeting.
“There is
the perception that from tradition the chiefs know nitty-gritty of acquiring
land, registration and all those things involved; but from the programme, we’ve
realized that some of the complains the citizens have, the chiefs themselves
don’t know. They so some of the things they do out of pure ignorance of the law,”
she observed.
This
workshop sought to outline the various laws that govern land administration; identify
the challenges in enforcing the laws governing land administration; sensitize
land owners and make recommendations to the mandated land administration
institutions.
Land
Economist with the Kwame Nkrumah University of Science and Technology (KNUST), Prof.
Seth Opuni Asiama says Ghana can learn from other countries.
He cited
Rwanda as an African country that have succeeded in registering every piece of
land “so even if it’s a customary landholding, they’ve registered it” which
gives the owner the confidence to deal in his lands.
In Ghana,
however, a land owner seeking at give out a property on mortgage would need the
consent of the chief, as custodian of the land, who in the process may demand money.
Prof.
Asiama says traditional authorities would need to engage professional in the prudent
management of lands.
“We should be
more proactive in ensuring that we improve the security of title for our people
because a lot of the problem we’re seeing in Kumasi today is because there are
no professionals involved, who will be able to advise them on what to do with
their lands,” he stated. “There is no reason why in this day and age there
should be multiple sale of land simply because the chief does not have records;
no it shouldn’t happen”.
GGA-West
Africa hopes to develop policy briefs from the recommendations in the series of
workshops to effect the necessary changes in land administration.
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